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Are you paying 500% for your travel insurance?
Breaking News! If you buy your travel insurance from a travel agent, rather than shopping around, you could be paying as much as 500% more than necessary, accordingly to research commissioned by price comparison website Confused.com.*
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Apparently, more than one third (40%) of all travel insurance policies bought last year, were sold by travel agents.
That leaves, 60% of us, who know that it pays to shop around, in the same way that we'd do to save money on our car and home insurance policies.
Steve Williams, head of travel insurance comparison at Confused.com, says: "Even if consumers choose to purchase their holiday through a travel agent, they should not feel obligated to take their travel insurance out with them too."
"While holiday insurance is a must-have, it makes little sense to pay through the nose for it, especially when shopping around for a better deal is likely to save consumers money. Price comparison sites enable consumers to trawl the market for the most suitable travel insurance policies on offer.
Here a few quotes from Confused.com accurate as at 02/05/09:
Single Trip
1 Adult between 18-54 travelling to Europe for 1 week
Staysure - Medical expenses £10,000,000, Cancellation £5000, Baggage Total £200, XS £65.
Family of 4 travelling to Europe for one week
Simple Travel - Medical expenses £5,000,000, Cancellation £5000, Baggage Total £1500, XS £150.
Family of 4 travelling to USA for two weeks
OUL Classic - Medical expenses £5,000,000, Cancellation £3000, Baggage Total £2000, XS £65.
Annual Trip
One Adult between 18-54 travelling to Europe
Flexicover - Medical expenses £10,000,000, Cancellation £2000, Baggage Total £1000, XS £75.
Family of four travelling to Europe
Protect Your Bubble - Medical expenses £5,000,000, Cancellation £2000, Baggage Total £1500, XS £100.
Family of four travelling to USA
Protect Your Bubble - Medical expenses £5,000,000, Cancellation £2000, Baggage Total £1500, XS £65.
Steve Williams, continues, "Spending just a little bit of extra time finding the best holiday insurance deal will allow you to properly relax and enjoy your trip."
* Confused.com is one of the UK's biggest and most popular price comparison services.
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